LGM Card

NFC secure microSD card with a standard memory, two embedded secure chips and a micro NFC antenna

LGM Card was certified by NPCI in July, 2019 as RuPay Dual Interface Card

To enable RuPay contactless card mobile payments to most customers in India; who do not have NFC smartphones – an option is to use the LGM Card. LGM Card of the next generation will provide NFC capabilities also to feature phones.

LGM Card enables to develop secure mobile (contactless and remote) solutions under issuer’s control.

Data Sheet LGM Card

LGM Card NPCI_LOA

The LGM Card stores RuPay qSPARC card in its secure chip. It is used while inserted in the SD slot of a smartphone.

Consumer will tap his smartphone to merchant’s contactless POS, to metro, campus or parking NFC gates.
The LGM Card is product for banks, transit providers or government – issuers.

 

 

 

Unique features

Embedded NFC antenna 

  • LGM Card has embedded micro active NFC antenna
  • The antenna supports ISO 14443A, card-emulation mode
  • The antenna is switched on from the user phone application
  • It is used only during NFC payment
  • It works also in mobile phones with metal covers

Secure chips

  • LGM Card contains two secure chips (SE)
  • SE are under control of the issuers
  • Each SE can be divided into more secure domains

ISO 7816 contacts

  • ISO 7816 contacts are placed on the surface of the LGM Card
  • This enables contact personalization of the secure chip(s)
  • This enables to use current personalisation machines
Use Cases

LGM Card was certified by NPCI in July, 2019 as RuPay Dual Interface Card.

  • qSPARC based use-cases, e.g.: transit card, parking card, campus card etc., while each app will occupy one Service Area (SA) of the qSPARC app.NPCI enables up to 20 qSPARC app based use-cases in one domain
  • Non-qSPARC use-cases e.g.: access cards – campus, hospital etc.
  • Storing sensitive data – client certificates, tokens, eID, passport, driving licence, etc. – on Secure chip
  • Electronic signature
  • Secure remote use-cases – using sensitive data stored on secure chip for authentication

New NFC use-cases can be added after the LGM Card is distributed to the customer either over NFC or over the Internet. See more about LGM Card use-cases

Video LGM Card payment on feature phone

Technical characteristics

LGM Card Technical Features

LGM Card MobileAPI

LGM Card MobileAPI is a library developed by Logomotion, provided based on SW license Agreement. Developers can use LGM Card MobileAPI to develop customized, issuer branded mobile user application (Wallet).

LGM Card Life-cycle

LGM Card life-cycle can be done OTI. There are more ways of how secure chips of LGM Card can be personalised:

  • Contact personalization needs microSD card embedded on ID-1 size plastic carrier (see the picture). ISO 7816 contacts on the LGM Card’s surface are exactly in the same position as they are on a common plastic chip cards. EMV contact personalization of both two SEs is possible on common personalization devices

LGM Card in ID-1 carrier

LGM Card in Contact reader

Video LGM Card Contact Personalisation

  • Contactless personalization is done on a contactless reader connected to PC. MicroSD card has to be inserted in a mobile phone

LGM Card used with Contactless reader

 

  • Personalisation and life-cycle management Over-the-Internet (OTI)

LGM Card_Life Cycle_OTI

 

Contact us

LOGOMOTION INDIA PRIVATE LIMITED

#4 , Sathyam Arcade 1st Floor, 1 st Phase
BTM Layout, 2nd Stage
Bangalore – 560076, India.